FIRE AND PERILS
Covers building and contents against damage by fire, explosion, lightning, earthquake, riot & strike, malicious damage, storm, flood, burst pipes and impact.
Features & Benefits
- This policy will provide you with compensation for damages caused by fire to your buildings and outbuildings, stock in trade, plant and machinery, fixtures and fittings and others.
- The compensation is provided specifically for damages caused by:
- Fire and Lightning
- Explosion of Gas or Boilers used for domestic purposes
- Earthquakes, Subsistence, Shock and landslip
- Impact by moving objects
- Riots, strikes and malicious damage
- Water damage by bursting or overflowing of water tanks, apparatus or pipes
- When you take this policy, you will also enjoy cover from the following:
- Bush fires
- Storm, tempests or floods
- Aircraft and other aerial devices and / or articles dropped on the property
- Impact caused by road vehicles, horses or cattle
- Subterranean fires
- In case of an accident, which is covered under this policy, the insured is compensated through reimbursement or repair.
- When an accident that is covered by this policy occurs, we will compensate you by either reimbursing you for the loss or by organizing for repairs to be made.