As time goes by, the cost of quality education for your child increases. A child’s education is a long-term commitment that can stretch over 12 or even 15 years, should they choose/qualify to further their studies. To finance this investment our Educator Plus cover, unlike our Education Cover, is designed on fixed investment terms ofbetween 8 to 20 years, however you begin receiving partial amounts at the beginning of each of the last four years of your investment term, with a final lump sum once the term matures.